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If you select higher liability limits, choose lower deductible levels. Usaa auto insurance rates are about 34% lower across all 50 states, but membership is exclusive to military personnel and their families. Usaa offers great rates for its policyholders for both auto and homeowners insurance. Usaa car insurance guide data + expert review. If you are retired or active military, or the spouse or child of a former or active member of the military, usaa will likely rise to the top of your list of auto insurance choices.

The company routinely ranks high on annual consumer surveys for its dedication to customer service.

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